Just got Robinhood, already love it.

I am in the process of setting up and funding my Robinhood account. Part of this plan involves me getting rid of a few under-performing stocks to roll the funds over into larger positions on Robinhood.

I want to have a set of funds settling throughout the week to redeploy every day or so to have small(relative to the size of each stock) increases getting used and banked towards new purchases.

This is a new approach to investing that will really help me scratch my new stock idea itch, and I love researching companies, and will have a blast trying to eke out some dollars and cents on as many of my trades as possible.

A new year, and new plans for a new horizon.

I haven’t had a lot of time to post as of late. I have been very busy with work and moving into a new cheaper house.

I have plans to use my savings and tax return to make a lump sum investment into one of my building block companies to work towards establishing my financial fortress.

As of now, I have been thinking about General Electric (GE).

I already have some shares in them, and really like the involvement they are committing towards the additive manufacturing movement and the market potential this new design and implementation can yield for them going forward.

I am also planning on adding more to my position in Bank of America (BAC) and starting a position with Citigroup (C). I will most likely split up my tax return to fund it.

How to be happy

   Happy,healthy, wealthy and wise

(crack a smile will ya, there’s fun to be had!)

Recently, I have been reading a lot of things about how people try to be happy amid a sea of chaos in their life and mountains of responsibilities.

Many sites and informational sources will all say the same basic platitudes and “tips” that are all generally great advice on personal wellness and fulfillment.

But like stress management, where so many seek to medicate the problem instead of eliminating the source(or at least reduce it) of stress entirely.

Finding the time to be happy is hard for many people, too often you arrive home from work and seeing no other alternative or easier option, opt for television and movies to indulge in.

There is a great quote from Charlie Munger:

“Invert, always invert”

This cuts to the root of so many of life’s problems and perceived obstacles.

If what you try to do is not working, change the process.

You may be missing a presently imperceptible part of the problem that is causing the error, but you will  at least not be going down the path towards action oriented insanity.

The Key to Happiness

“Clap along if you feel like happiness is the truth.” –Pharrell Williams

Just came across an article that dovetails perfectly with all of this on Raptitude here.

This is exactly the type of mindset that you need to cultivate to get over what life can throw at you. Along with the concept of “Eat the frog first” from the immortal Mark Twain:

 ‘Eat a live frog first thing in the morning and nothing worse will happen to you the rest of the day.’

People can get so caught up in tasks and juggling all that they can convince life to throw at them as they walk across a tightrope of responsibilities above the gaping maw of perceived failure and public/social ridicule.

Full of quotes today but here is another great one:

“All of humanity’s problems stem from man’s inability to sit quietly in a room alone.”
Blaise Pascal, Pensées

Working on my budget lately, I have come to discover that a great amount of my own personal happiness is able to be derived from a rather small sum of consistent money. For me as well as almost all of us, time to do the things we want(what makes us truly happy) is the costliest resource.

So where is this all leading? Well it’s quite simple:

  • Start the day off right. Complete at least one thing that is “easy” for you to do, that is necessary and beneficial to you. The proverbial “make your bed” task.
  • Develop consistency in your morning routine. Simplify what you have to do everyday. Make a “uniform” you can grab so you don’t need to think about what to wear.
  • Focus on doing a few tasks everyday that you don’t like. Strive to have more time spent on these as you can. Challenge yourself!
  • Take time to exercise.
  • Meditate or practice mindfulness etc.
  • Eat healthier meals and snacks.
  • Spend less time watching tv, movies, video games, social media.
  • Spend an hour a day doing what you absolutely LOVE to do.

This last point is what struck me as a good insight into your daily activities. When you feel like you are done for the day, you can quickly fill up neutral time with mundane tasks and fun “fluff”.

Talk to most people before or after a major life transition, going to school or having a baby, and one of the first things most realize and quickly say is “Where did the time go?” and “I had so much more time before all this.”

I think this is a great idea for further discussion and will update/follow up this based on interest and feedback.